"In 1903, this building for the Bank of Carthage ­ later the First National Bank of Carthage ­ was erected. It was an imposing Victorian structure on the southwest corner of the square [facing north at 100 W. Sabine]. Upstairs offices were rented to professional men; Dr. W. P. Lawrence located his dental office in the front suite. After the First National Bank built a larger, mordern facility a block to the south, this historic building was restored to its general appearance, including the weather vane, and was utilized as a museum and tearoom (Courtesy of PCHS)" (Bill O'Neal. 2009. Carthage, Mount Pleasant, NC: Arcadia Publishing. P. 63)

Given that the First National Bank of Carthage was chartered in April, 1902, and that the window on this bank says "Bank of Carthage" ­ the predecessor of the First National Bank ­ the photo was probably taken in early 1902 or before.